Backed by Scale.
Built for Speed.
Vectus is a subsidiary of Ultimate Business Capital, a specialty finance firm operating on one of the leading commercial receivables platforms in the country. The platform has deployed over $1.5 billion in capital across more than 1,750 funded deals.
That scale gives us reach. Our underwriting and direct relationship with you give you speed. Decisions in hours. Funding in 24 to 48. Capital structured to fit how your business actually operates, not how a bank wants you to operate.
$1.5B+ Platform capital deployed
1,750+ Deals funded
24hr Average approval
Since 2014 Funding businesses
What sets us apart
Three things that
matter to operators.
We're not the only funder on the block. Here's what makes us the right call when your business needs real capital, fast.
What sets us apart
Speed Without Sacrifice
Most funders force you to choose between fast capital and smart underwriting. We do both. Approval in 4 hours. Funding in 24. Without cutting corners on what we look at.
What sets us apart
Real Underwriters, Real Decisions
You're not waiting on a black-box algorithm. Our team reviews your business, your bank statements, and your situation. We say yes when others say no, and we say no when it's the right call.
What sets us apart
Capital That Fits Your Business
We don't push every operator into the same product. Working capital, cash flow financing, layered capital — we structure based on what you actually need, not what's easiest for us to fund.